Business protection
A range of solutions designed to protect businesses against financial loss resulting from the death, illness, or incapacity of key individuals, from directors to specialist staff.
Key benefits
What's typically included
Important to know
Every policy is different, so exact exclusions depend on the insurer and your individual circumstances. Common exclusions to be aware of include:
Common questions
Quick answers to the things people ask us most. Can't find what you're looking for? Get in touch and we'll be happy to help.
Our Blackburn-based advisers are happy to talk it through, with no obligation.
It is a general term covering a range of insurance-based solutions, such as Key Person Insurance, Shareholder Protection, and Relevant Life Insurance, chosen to suit the specific risks facing a business.
This depends on your business structure, ownership, and the risks that would have the biggest financial impact, whether that is losing a key person, an owner, or key staff. An adviser can help identify the most relevant solutions.
No, it is relevant to businesses of all sizes, including sole traders, partnerships, and small limited companies, where the loss of one key individual can have a significant financial impact.
It is worth reviewing cover whenever the business changes significantly, such as taking on new shareholders, key staff, or debt, and at least periodically as part of ongoing business planning.
Tell us what matters to you and one of our advisers will help you explore your options.