Protection for people and businesses
Clear, personal guidance to help protect your family, income, health, and business—today and as your needs change.
Welcome to Red Rose
We take the time to understand your circumstances before recommending cover.
Our Blackburn-based advisers support individuals, families, business owners, and company directors across the UK. You get professional advice, a clear explanation of your options, and ongoing support from a team that genuinely cares about protecting your future.
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Ways we can help
How it works
We keep the process straightforward, from your first conversation to having a policy in place, so you always know what's happening next.
Common questions
Quick answers to the things people ask us most. Can't find what you're looking for? Get in touch and we'll be happy to help.
Our Blackburn-based advisers are happy to talk it through, with no obligation.
Protection insurance is a general term for policies designed to provide a financial safety net if something goes wrong, such as death, serious illness, or an accident that stops you working. Life insurance, critical illness cover, and income protection are all types of protection insurance.
The cost depends on factors like your age, health, occupation, the level of cover you need, and how long you need it for. Because every insurer prices risk differently, getting a personalised quote is the most accurate way to find out what you would pay.
It depends on the policy and insurer. Some products, such as guaranteed acceptance over-50s cover, don't require medical underwriting, while others may ask health questions or request a medical report. Your adviser will explain what to expect for the cover you're considering.
We offer a free, no-obligation initial conversation to understand your circumstances and explain your options. There's no pressure to proceed, and you'll always know how we're paid before you take out any policy.
Straightforward applications can sometimes be arranged within a few days, while policies that require medical underwriting or business protection cover involving multiple people can take longer. We'll keep you updated throughout so you know what to expect.
Request a quote and one of our advisers will be in touch.